Required Documents

• Past two (2) years W-2 statements
• Pay Stubs covering the last (30) thirty days
• Two most recent monthly bank statements
• Most recent statement of 401K, IRA, or Mutual Fund Accounts
• If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord  
• For a refinance...copy of monthly billing statement for all mortgages and a copy of the 'declarations' page of homeowners insurance policy (for single family residences only). 

For self employed borrowers, employed in sales or paid by commission:

• Two (2) years signed personal tax returns - including all schedules
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.